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Below is a testimonial from one of our clients, having just finished a CVA with the help of KSA. One happy client! I wanted to drop you a quick note to let you know that today I have sent a final payment to Eric Walls and the creditors’ fund, which now completes the CVA process for the company.  The company is now in a very different place to when you, Hugh and then Eirlys helped us so much to get through the first few months before the CVA was approved. Having read through some of the testimonials on your website I can only endorse the comments about your team and the fantastic way they listen, help, sort out and restructure the business.   I am sure I am not alone in saying that most company owners and directors are pretty battle scarred before they get in touch with you but there is always a willingness to continue the fight for survival. We have, after all, created  a business with loyal  staff that have mortgages to pay. However, when we sit down and go through a five year plan there is a nagging doubt of whether I can pull the business through the process. What was particularly helpful to me in those early days was the complete lack of judgemental comment and instead, very helpful comments on how to turn around a business and get it back to prosperity. The majority of my company income comes from advertising in our trade journals and PR retainers, the first areas that get cut in tough times. So, even though Eirlys was able to successfully keep our creditors and trade suppliers on side, top line growth was always going to be a problem. I believe we came through the five years by making some major decisions that caused a number of problems in the first place. Our offices were far too big and costly, we had too many staff, and we had been overly loyal to some suppliers such as printers who had been charging too much for their services.   Throughout the five years we have not experienced any problems with suppliers, apart from our bankers (with whom we had taken out a business loan  that was backed by our houses). This bank has been hopeless and completely useless throughout and I can’t wait to get rid of them.   My thanks again to you and the KSA team, we would not be here today without your help, thank you so much.   Kind regards

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